Using Algorithms to Determine Character

Computers aren’t just doing hard math problems and showing us cat videos. Increasingly, they judge our character.

Maybe we should be grateful.

A company in Palo Alto, Calif., called Upstart has over the last 15 months lent $135 million to people with mostly negligible credit ratings. Typically, they are recent graduates without mortgages, car payments or credit card settlements…. Read the entire article in the New York Times